Properties For Sale in Cebu City [17 Listings]

Browse 17 verified properties for sale in Cebu City - foreclosed & brand new houses from BDO, BPI, Metrobank. Updated October 2, 2026.

🔥 Foreclosed 30-50% Off ✨ Brand New RFO Quezon City Antipolo Cainta San Mateo 💰 Search by Salary

Properties For Sale in Cebu City - Verified Listings

Showing 17 properties in Cebu City | Sorted by newest | October 2, 2026 | View All Locations • Buying Guide

Page 1 of 2 • ● 17 Verified

Why Buy Property in Cebu City? Complete Guide October 2026

Looking for properties for sale in Cebu City? GoldenTree Properties currently lists 17 verified foreclosed & brand new properties in Cebu City as of October 2, 2026. Whether you're searching for house & lot in Cebu City, condo in Cebu City, or lot for sale in Cebu City, our listings come from accredited bank partners including BDO, BPI, Metrobank, Security Bank, PNB, China Bank, UnionBank, RCBC, and Pag-IBIG acquired assets.

Cebu City real estate market: As one of the fastest-growing areas near Metro Manila, Cebu City offers a perfect mix of affordability and accessibility. Average house & lot prices range from ₱1.8M to ₱8M, while condominiums start at ₱1.5M. Foreclosed properties here are 30-50% below market value, making it ideal for first-time buyers and OFW investors. All properties include clean title assistance, flexible Cash / Bank / In-house financing, and free tripping schedule.

Popular nearby: If Cebu City is beyond budget, check San Mateo, Antipolo, Cainta, Taytay, and Rodriguez (Montalban) — all within 30 minutes of Cebu City with similar price ranges.

🏠 House & Lot in Cebu City 🏢 Condo in Cebu City 🌳 Lot in Cebu City 🔥 Foreclosed in Cebu City ✨ Brand New in Cebu City 💰 Under ₱2M in Cebu City

✓ Verified by Goldentree Team — Last updated: October 2, 2026 | Author: Goldentree Properties Licensed Brokers | Sources: BDO, BPI, Pag-IBIG Acquired Assets Registry | Inquire Now • Calculate Affordability • Read Buying Tips

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (32 sqm Floor Area) for sale in Cebu City, Cebu
₱3.7M
Foreclosed
CashBank

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (32 sqm Floor Area)

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=1042
Foreclosed Residential Condominium For Sale in Cebu City, Cebu (32 sqm Floor Area) for sale in Cebu City, Cebu
₱3.7M
Foreclosed
CashBank

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (32 sqm Floor Area)

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=1037
Foreclosed Residential Condominium For Sale in Cebu City, Cebu (25.91 sqm Floor Area) for sale in Cebu City, Cebu
₱2.9M
Foreclosed
CashBank

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (25.91 sqm Floor Area)

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=1035
Foreclosed Residential Condominium For Sale in Cebu City, Cebu (26 sqm Floor Area) for sale in Cebu City, Cebu
₱2.9M
Foreclosed
CashBank

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (26 sqm Floor Area)

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=1034
Foreclosed Residential Condominium For Sale in Cebu City, Cebu (31 sqm Floor Area) for sale in Cebu City, Cebu
₱3.9M
Foreclosed
CashBank

Foreclosed Residential Condominium For Sale in Cebu City, Cebu (31 sqm Floor Area)

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=1033
Foreclosed Property for sale in LA GUARDIA FLATS 1, BRGY. APAS, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱2.2M
Foreclosed
CashBank

Foreclosed Property for sale in LA GUARDIA FLATS 1, BRGY. APAS, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=456
Foreclosed Property for sale in APPLEONE BANAWA HEIGHTS - VILLA 1, BRGY. GUADALUPE, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱3.5M
Foreclosed
CashBank

Foreclosed Property for sale in APPLEONE BANAWA HEIGHTS - VILLA 1, BRGY. GUADALUPE, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=454
Foreclosed Property for sale in APPLEONE BANAWA HEIGHTS - VILLA 1, BANAWA, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱3.3M
Foreclosed
CashBank

Foreclosed Property for sale in APPLEONE BANAWA HEIGHTS - VILLA 1, BANAWA, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=453
Foreclosed Property for sale in HORIZONS 101 - TOWER 1 BRGY. COGON CENTRAL, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱3.3M
Foreclosed
CashBank

Foreclosed Property for sale in HORIZONS 101 - TOWER 1 BRGY. COGON CENTRAL, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=452
Foreclosed Property for sale in HORIZONS 101 - TOWER 1, BRGY COGON-CENTRAL, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱3.4M
Foreclosed
CashBank

Foreclosed Property for sale in HORIZONS 101 - TOWER 1, BRGY COGON-CENTRAL, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=451
Foreclosed Property for sale in WOODCREST RESIDENCES BRGY. GUADALUPE, CEBU CITY, CEBU for sale in Cebu City, Cebu
₱2.9M
Foreclosed
CashBank

Foreclosed Property for sale in WOODCREST RESIDENCES BRGY. GUADALUPE, CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=448
Foreclosed Property for sale in SAN REMO OASIS @ CITTA DI MARE CONDOMINIUM CEBU CITY, CEBU for sale in Cebu City, Cebu
₱5.2M
Foreclosed
CashBank

Foreclosed Property for sale in SAN REMO OASIS @ CITTA DI MARE CONDOMINIUM CEBU CITY, CEBU

Cebu City, Cebu
1 BR
1 BA
0 Slot
VIEW DETAILS
Legacy link: property_details.php?id=447
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🏘️ Explore Properties by Type

Find your perfect property type across Philippines. Each link shows verified listings updated October 2, 2026.

🏠 House and Lot For Sale
17 listings • Metro Manila, Rizal, Cavite
🏢 Condominium For Sale
RFO & Preselling • Quezon City, Makati, Taguig
🌳 Lot For Sale
Residential & Commercial Lots
🔥 Foreclosed Properties
30-50% Below Market • BDO, BPI, Pag-IBIG
✨ Brand New RFO
Ready for Occupancy • Developer Warranty
💰 Search by Income
Find homes based on your salary

💰 Properties by Budget - Affordable Homes Philippines

Under ₱2 Million
Affordable houses for minimum wage earners • Pag-IBIG accredited
View Listings →
₱2M - ₱5M Mid-Range
Best for OFWs & first-time buyers • Bank financing available
View Listings →
Above ₱5M Premium
Townhouse, Duplex, Commercial • Prime locations
View Listings →

📍 Popular Property Searches in Philippines (October 2026) - 17 Verified Listings

Browse by city - all links lead to verified foreclosed & brand new properties. Updated daily. Part of our Locations Directory.

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House and Lot Quezon City House And Lot Antipolo Rizal Affordable House Cainta Properties Pasig City Condo Makati City Properties Taguig BGC Lot Taytay Rizal Condo Pasay City House Bacoor Cavite House Imus Cavite Lot Silang Cavite House San Mateo Rizal House Rodriguez Rizal

📘 How to Buy Foreclosed Properties in Cebu City [2026 Guide]

Step-by-Step Process

  1. Search & Inquire: Browse 17 listings and click Inquire on our inquiry form
  2. Tripping: Schedule free site viewing — we handle bank coordination
  3. Reserve: Pay reservation fee (usually ₱20k-₱50k)
  4. Bank Approval: Submit requirements for bank financing (2-4 weeks)
  5. Turnover: Title transfer & move-in — we assist with BIR, Registry of Deeds

Financing Options

  • Cash: 5-10% additional discount, fastest closing
  • Bank Financing: 20% DP, up to 20 years, 6-8% interest — BDO, BPI, Metrobank, Security Bank
  • Pag-IBIG: For members, as low as 5.5% interest
  • In-house: Flexible terms for brand new units
  • Use Search by Income Calculator to check affordability

Goldentree Properties is accredited by major banks. We provide title verification, tax declaration check, and assistance with bank foreclosure auction procedures. See our blog for detailed guides on foreclosure buying, OFW property investment, and title transfer.

❓ Frequently Asked Questions - Properties For Sale in Cebu City

What are foreclosed properties and are they safe to buy?

Foreclosed properties are bank-acquired assets when borrowers default. They are safe when title is verified. At Goldentree, all 17 listings are verified with clean title assistance. You save 30-50% vs market. Banks include BDO, BPI, Metrobank, Security Bank, PNB, China Bank, UnionBank, RCBC, Pag-IBIG. Learn more in our foreclosure guide.

How much monthly amortization for a ₱2M property?

With 20% DP (₱400k), loan ₱1.6M at 6.5% for 20 years = ~₱11,900/month. For 15 years = ~₱13,900/month. Check exact computation via Search by Income Tool. Pag-IBIG offers lower 5.5% for members.

Difference between Brand New vs Bank Foreclosed?

Brand New: RFO from developers, modern finish, 1-year warranty, higher price. Foreclosed: Pre-owned, 30-50% cheaper, as-is but livable, bank financing available. Both have flexible payment via Cash, Bank, In-house.

Can OFWs buy properties remotely?

Yes. Use SPA (Special Power of Attorney). Requirements: Employment contract, payslips, valid IDs. We assist OFWs in UAE, Singapore, Saudi, Canada. Many foreclosed properties are popular with OFWs due to low price. Inquire here for OFW assistance.

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GoldenTree Properties lists verified bank-foreclosed properties from BDO, BPI, Metrobank, Security Bank, PNB, China Bank, UnionBank, RCBC, and Pag-IBIG. Compare house & lot, condo, and lot only for sale in Metro Manila, Rizal, Cavite, Laguna. Calculate monthly amortization, check title status, and inquire online. Updated October 2, 2026. Part of our Locations Directory and Search by Income tools. Serving buyers since 2020 with 17+ active listings.

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